The labels that align with any given credit score are simple enough to understand, but attaining a supreme credit score is less simple.

Business Insider defines a supreme credit score as one which is over 800. To that end, they have put together a very short laundry list of exactly what it takes to attain the best possible credit score.

A recent LendingTree analysis has revealed the financial situations of those with very high credit scores. People who have an excellent score (750+) have an average of 9 open accounts, a credit card limit of $71,000, and a credit utilization rate of less than 6%. Furthermore, those with excellent credit scores do not miss payments or pay late at all within the last 4 years. As such, it is important that you remain very financially active, while also staying on the ball if you want a supreme credit score.

Remember, your credit score is essentially a metric of your trustworthiness from a lender’s point of view. While getting a supreme credit score can be difficult, there is always room for improvement, and attaining the highest credit scores is always a long-term game.