Holiday season can be described in two words: chaotic and expensive. No, I’m not trying to be the Grinch, but the amount of money people spend on Christmas shopping can lead consumers into a well of debt. It doesn’t matter what time of the year it is, it’s always a good time to plan your finances well ahead of the holidays.
That can even start today. One great ways to earn some extra cash before is getting rid of things that may be replaced or any items you don’t utilize anymore. FaceBook marketplace is a great way to sell old stuff. Additionally, some people look for a part-time second job in the seasonal department to scrape up the extra dough. That little difference can go a long way.
If you want to personally budget your money properly before Christmas comes, you’ll have to rethink the way you prioritize bills. Look for ways to cut expenses and take into account a spike in spending toward the end of the year. You can also use the layaway plan most stores offer to pay for your gifts over time. And probably the coolest hack on this list is that you can add online items to your cart and leave the site. Sometimes, the company will give you a coupon if it stays in the cart long enough without being purchased.
So don’t go broke this holiday season. Keep your bank as jolly as you are!